Online Casino Payment Methods:

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Online casino payment methods are a crucial concern for every type of casino player. The ability to deposit and withdraw funds securely, effortlessly, and quickly makes is what sets apart a grand casino from a mediocre one. Operators understand the importance of such features and offer numerous payment methods. With so many choices, it can be challenging to choose correctly, and you should never take things lightly when it comes to money. Here at IRL Casino, we’ve reviewed the most reliable, safest, and easiest payment methods, so here’s what you should know.

Payment Methods

Types Of Payment Methods

When it comes to different online casino payment methods, keep in mind that there are several categories. At IRL Casino, we’ve reviewed each of the methods in detail to help you find the most convenient option. These categories include:

  • Credit, debit, and prepaid cards
  • E-wallets
  • Bank transfers
  • Cryptocurrencies

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Credit, Debit & Prepaid Cards

Seasoned punters know that the most popular payment methods in online casinos include credit and debit cards. However, we recommend having a separate card available exclusively for online gambling. Putting one card aside for such activities proved to be the safest and most practical approach for IRL Casino visitors. 

MasterCard

This payment option needs no special introduction as MasterCard originated in the US and is among the most reputable and safest online casino payment methods. Countless operators support this card in terms of financial transactions due to its security and generally low transaction fees. If you’re looking to use MasterCard to fund your casino account, the process is straightforward. You will need to enter your card information, including the expiration date, CVC code, card number, and full name. Lastly, confirm the transfer after entering your desired deposit amount. Withdrawals work similarly, but remember that withdrawal times vary between operators.

Important note: you may encounter online casinos that do not allow MasterCard as a payment method. This inconvenience has to do with regional laws and regulations and casino licensing. Additional conditions may include proving card ownership or depositing funds several times before you can withdraw any winnings. 

Visa

Every online casino payment methods list includes Visa as a globally recognized financial service. This method dates back to 1958 as Bank of America’s test credit card program. Nowadays, Visa processes more than 60 billion transactions every year, but the company does not personally issue the cards. Security, credit availability, and convenience are the most prominent reasons for choosing Visa over other methods. The company operates with high transaction security standards and the latest technology. As one of the most renowned financial services providers globally, Visa also incorporates numerous consumer protection programs.

On the other hand, Visa cards may not always be available for casino payments. At times, banks may choose to reject payments connected with online gambling due to complex banking regulations. This issue continues to persist throughout Canada and the United States. Regardless, Visa is still a reliable choice that should prove practical overall.

American Express

Some of the most reputable operators accept America Express as one of the most respected online casino payment methods. Amex started in 1850 and today stands as the fourteenth most valuable brand in the world. Using Amex to fund an online casino account is a widespread practice worldwide.

One of the best reasons to consider American Express as a payment method is to eliminate the need to sign up. When looking to make a transaction with Amex, you typically only need to enter your card details, and you should be set. This payment option also comes with considerable limits, which is convenient for VIP players and high-rollers looking to deposit substantial amounts to their accounts.

However, online casino transactions usually cost a pretty penny, and Amex is on the higher end in terms of cost. The operator typically takes care of these expenses, but in this case, the casino is the operator. As a result, some operators may decline Amex transactions because of the costly fees associated with the payments.

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E-Wallets

When it comes to the most convenient online casino payment methods, e-wallets are the favorite of countless punters worldwide. Designed for effortless online transactions, an e-wallet is essentially an electronic card. 

However, you need to link your bank account to your electronic wallet to deposit and withdraw funds to and from your casino account. PayPal is by far the most famous type of e-wallet in use for casino payments.

PayPal

PayPal is a household name among reputable online casino payment methods. Numerous online operators favor PayPal and other electronic devices when it comes to players’ deposits. This payment platform is free to use and boasts preferential treatment at even the more premier gambling sites in the industry.

Interestingly, only casinos in countries outside Australia, Canada, and the United States allow punters to use PayPal as a depositing method. The platform operates similarly to a checking account you would usually use for online vendors. In other words, you would transfer funds from your bank or credit/debit cards to your PayPal account and then use the funds for online gaming.

If you plan on using PayPal as a depositing method at online casinos, keep in mind there’s also an automatic withdrawal option. You can set up your PayPal to automatically withdraw funds from your credit card to make matters easier. 

PayPal acts as a buffer between you and the casino, and it’s easy to connect to your existing bank account. Most online shoppers are familiar with this payment platform, but you might have to suffer fees for various transactions. 

Bank Transfers

This method is also among numerous casino punters who prefer to rely on banks for financial transaction security. Wire transfers are among the most popular online casino payment methods, but there are also eChecks, InstaDebit, and iDeal. 

When it comes to traditional gambling enthusiasts, they will typically go with bank transfers as their method of choice. Experience has no substitute, and, in the case of seasoned punters, it’s wise to heed their advice. Both the casinos and the banks aim to retain and expand their client base. Fostering trust from their clients is essential, and the way to accomplish that goal is to make online gambling safer and more accessible.

Here is everything you should be aware of for these payment options.

Wire Transfer

These financial transactions usually see terms like “bank transfers” and “wire transfers” used synonymously. These transfers represent transferring money from your bank account directly to your casino account. Exchanging account details is the only requirement for these transfers. To ensure your money and personal information is secure, banks fiercely safeguard these transactions.

To make the transfer, there is no need for either side to use special payment devices, bespoke technology or have special accounts. Such an open-end design allows wire transfers to work successfully across countless types of online payments. When it comes to the simples online casino payment methods currently available to punters, wire transfers are at the top of the list.

Because banks incorporate some of the strictest and strongest encryptions in the industry, wire transfers are remarkably safe. These transactions directly occur between bank accounts and banks, which created the need for such robust encryption protocols. With low transaction fees and widespread acceptance, it’s clear why wire transfers remain ever popular.

eCheck

Electronic checks are another online casino payment option with a long history and a high-security level. This payment form first saw light of day more than two decades ago and quickly became famous thanks to heavy-duty security measures. Compared to credit card payments, eCheck payments typically incur lower fees. As a result, this payment method is more cost-effective for large bills like rent, for example.

When looking to play casino games for real money, eChecks give players the opportunity to make exceptionally secure casino transactions. In case players encounter any issues, their bank’s check verification procedure provides robust safeguards on their funds. Additionally, eChecks also feature fast and straightforward processing with minimal waiting times.

Electronic checks don’t require additional tools or cards and are practical for both mobile and desktop use. Players experience either no or meager transaction fees with this option, in addition to only playing with money they already have. 

However, some casinos do not accept eChecks, and those that do sometimes take up to 3 business days to process transactions. In addition to knowing your bank’s routing number, you’ll need to share your bank account number to make the transfer.

InstaDebit

This payment solution started as a Canadian bank-to-bank transaction platform but is today globally famous. Most online casino operators accept InstaDebit as one of the most reliable online casino payment methods available. With this method, you can count on almost immediate results depending on the transaction type. Simultaneously, low transfer fees and robust security protocols also maintain trust in InstaDebit.

Among the most crucial reasons for this payment solution’s global fame is information obscurity. InstaDebit reveals very little personal information to the party receiving or sending funds. Simultaneously, users can keep track of withdrawals and deposits, making InstaDebit perfect for detail-oriented casino gamers.

This payment service accepts numerous different currencies, ensures fast transactions with low fees, and operates under high-end encryption. On the other hand, this method is unavailable in certain parts of the world, and some banks do not accept InstaDebit transactions.

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Cryptocurrencies

Looking at reliable online casino payment methods inevitably leads to cryptocurrencies. This relatively new payment option is the talk of the town when it comes to casino payments, and with good reason. Among the countless novelties to adorn the online gambling industry in recent years, few have had such a substantial impact on online casinos.

There are numerous cryptocurrencies in circulation, many of which have met a welcoming acceptance among operators. Bitcoin is the most widely recognized, but other currencies like LiteCoin and Ethereum are also making a name for themselves. We’ll focus on Bitcoin as the progenitor of these methods. 

Bitcoin

The unique thing about Bitcoin is that this digital currency does not have any physical money corresponding to it. Bitcoin is not in any way connected to banks and operates as a stand-alone, entirely virtual, and decentralized currency. Cryptocurrency is the common name for it, and it emerged in 2008.

Today, millions of companies and individuals worldwide have switched over to Bitcoin, thanks to several reasons. Transactions involving this cryptocurrency have comparably lower fees and faster processing times than traditional online casino payment methods. 

Such expeditiousness is possible because Bitcoin does not deal with banks or other regulatory bodies. However, the most significant advantage of this virtual currency is that it allows for absolute anonymity. In other words, using Bitcoin as a payment method lets players anonymously deposit and withdraw funds and protects their identity. 

Completing financial transactions does not require sharing any personal or banking data. As a result, Bitcoin has become the currency of choice for millions of punters globally. On the other hand, numerous Bitcoin-friendly online casinos have specialized in catering to punters who prefer this decentralized payment method. 

Choose the Best Payment Method

Online gambling can be exciting but also stressful and intimidating for first-timers. At IRL Casino, we understand why many novice punters feel apprehensive and distrustful. Dealing with payments is tricky in any online business, and especially one that simultaneously features real-money wagering.

We hope that the payment methods reviews mentioned above helped you better make the right choice. Depending on your location and international gambling laws governing your region, some online casino payment methods may be more suited than others. 

In any case, IRL Casino always advises our visitors to carefully read through the pertinent casino information before depositing or withdrawing funds. We also recommend that you carefully examine the terms and conditions before claiming any bonus offers to avoid problems down the road. Good luck! 

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